Proof Points

The Cost of Optimism.

Real examples where the Challenger Model identified valuation air-gaps before the funds were wired.

Request Full Diligence Memo

Review the complete 5-page "Project Hockey Stick" artifact, including Covenant Stress Test and Deal Protections.

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Enterprise SaaS (Vertical AI) RE-TRADED

Project Hockey Stick

Scenario: Seller projected $100M ARR to justify 6.0x EV ($600M). Q4 bookings spiked.

FIP Finding

Q4 "growth" was synthetic—achieved by pulling forward 3 years of renewals via heavy discounting. Normalized new logo acquisition had actually declined 15% YoY.

Outcome: Purchase price reduced by $130M. Deal closed with $30M earnout structure.

Global Pharma · M&A Diligence -$120M Bid

The Pipeline Mirage

Scenario: Client evaluating acquisition of a product line projected to grow 20% YoY.

FIP Finding

Internal models used rep-reported probabilities. Triangulation revealed a structural decline in Stage 2 conversion rates over 18 months, masked by "whale" deals.

Outcome: Validated downside case. Client adjusted bid by $120M. Offer accepted.

B2B Software · PE Buyout -$25M ARR

The Retention Illusion

Scenario: Target reported 95% blended gross retention.

FIP Finding

Cohort analysis revealed legacy customers retained at 98%, but recent cohorts (last 18 mos) retained at only 72%. The blended metric masked structural rot.

Outcome: Remodeled forward ARR revealed a $25M revenue hole. Buyer repriced the deal.

Services Platform · Private Credit Covenant Reset

The Revenue Mix Trap

Scenario: Lender asked for covenant stress test on "recurring" revenue base.

FIP Finding

Decomposition revealed 22% of "recurring" revenue was one-time implementation fees. True recurring base was flat.

Outcome: Lender reset covenant thresholds and added revenue composition covenants.